Here are the eligibility criteria for housing loans:
1. You must be an Indian national.
2. Minimum age: 21 years; maximum age is 65 years for salaried individuals and 70 years for self-employed individuals.
3. Minimum monthly income: Rs 15,000 for salaried and Rs 12,000 for self-employed.
4. A CIBIL score of 750 or higher is required.
5. If applicable, the co-applicant must be a family member.
If you are eligible for a home loan, please provide the following documents:
1. KYC documents (Aadhar card, Voter ID, Passport, or PAN card).
2. Last three months' salary slips (for salaried individuals) or a business profile (for self-employed individuals).
3. Processing fee and CERSEI cheques.
4. Signature proof.
Confirm the conditions clearly and thoroughly before proceeding.
Gather all necessary documents to support your application.
Fill out the application completely and accurately.
Wait for approval patiently after submission.